Monday 22 August 2016

Emerging Opportunities in the Sub-Saharan African Consumer Finance Market Size, Strategies, Products and Competitive Landscape Report



"The Report Emerging Opportunities in the Sub-Saharan African Consumer Finance Market: Market Size, Strategies, Products and Competitive Landscape provides information on pricing, market analysis, shares, forecast, and company profiles for key industry participants. - MarketResearchReports.biz"

Synopsis

The report provides market analysis, information and insights on the Sub-Saharan African consumer finance market, including:

  • Current and forecast values for the Sub-Saharan African consumer finance market
  • Comprehensive, country-specific analysis of the industry’s market attractiveness and key trends and drivers supporting the growth of the consumer finance market in Sub-Saharan African countries
  • Detailed analysis of the marketing strategies adopted by banks in Sub-Saharan African countries for selling consumer loans
  • Detailed analysis of the challenges affecting the Sub-Saharan African consumer finance market
  • Company profiles of the major banks in the Sub-Saharan African consumer finance market


Summary

Among the Sub-Saharan markets covered in this report, South Africa leads the consumer finance industry, followed by Nigeria, Kenya and Botswana. The South Africa consumer finance market grew at a compound annual growth rate (CAGR) of 6.14% during the review period (2007–2011). It is projected to retain a high CAGR of 3.29% over the forecast period (2012–2016). The robust growth will be primarily driven by rising disposable income, but strict money lending measures will also contribute to the industry’s growth. The Nigerian consumer finance industry is projected to register a CAGR of 21.18% over the forecast period. The strong growth will be driven by the country’s improving macroeconomic conditions, government intervention and rising domestic demand for consumer finance products.

The Kenyan consumer finance market is projected to record a CAGR of 18.21% over the forecast period, driven by the strong macroeconomic conditions and the growing consumer demand for consumer finance products. The Botswanan consumer finance market also recorded strong growth during the review period. Robust real estate industry growth and growing demand for infrastructure development in Sub-Saharan Africa have driven the rising value of the housing loan categories in South Africa, Kenya, Nigeria and Botswana during the review period. South Africa was the largest market for the housing loan category.

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Scope
  • This report provides an extensive analysis of the consumer finance market in Sub-Saharan Africa
  • It details historical values for the consumer finance market in Sub-Saharan Africa for 2007–2011, along with forecast figures for 2012–2016
  • The report provides a detailed analysis on key trends, drivers, marketing strategies and challenges in the consumer finance market in Sub-Saharan Africa
  • It outlines the current regulatory frameworks in the industry
  • It details the marketing strategies adopted by various banks
  • It profiles the major banks in Sub-Saharan Africa

Reasons To Buy

  • Make strategic business decisions using historic and forecast market data related to the Sub-Saharan African consumer finance industry and each market within it
  • Understand the key market trends and growth opportunities within the Sub-Saharan African consumer finance market
  • Assess the competitive dynamics in the Sub-Saharan African consumer finance market
  • Gain insights in to the marketing strategies adopted by banks to sell consumer finance products
  • Gain insights into key regulations governing the consumer finance market in Sub-Saharan African countries

Key Highlights

  • Housing loans is the largest category in the South African consumer finance market, accounting for 51.5% of the total consumer finance market in 2011. The personal loan segment is the second-largest category, accounting for 28.2% of the total market in 2011.
  • The increasing number of vehicle imports into Nigeria is expected to drive the growth of auto sales, boosting the market for auto loans in the country.
  • Healthy economic growth and rising income levels encouraged more people to purchase houses during the review period. The number of outstanding housing loan accounts in Kenya increased from 8,724 in 2007 to 16,135 in 2011. The number of housing loans will continue to increase over the forecast period.
  • People in Botswana have traditionally been very conservative regarding credit. While the attitude has been changing over the last decade, any slowdown in economic growth in the country may result in consumers returning back to their traditional, conservative behavior.


Table Of Content

1 Executive Summary

2 Sub-Saharan Africa – Consumer Finance Market Benchmarking
2.1 Sub-Saharan Africa – Consumer Finance Market Dynamics
2.1.1 Housing loans
2.1.2 Personal loans
2.1.3 Auto loans
2.1.4 Credit card loans
2.1.5 Education loans
2.2 Macroeconomic Factors

3 Consumer Finance Market in South Africa
3.1 Outlook of Consumer Finance in South Africa
3.2 South African Consumer Finance Market Dynamics
3.2.1 Macroeconomic fundamentals
3.2.2 Consumer attitude towards credit
3.2.3 Key performance indicators
3.2.4 Regulatory framework
3.3 South African Consumer Finance Market Size and Growth Potential
3.3.1 Overview
3.3.2 Personal loans
3.3.3 Credit card loans
3.3.4 Auto loans
3.3.5 Housing loans
3.3.6 Education loans
3.4 Key Trends and Growth Drivers for the South African Consumer Finance Market
3.5 Industry Structure and Competitive Landscape
3.5.1 Company profiles
3.6 Strategies
3.6.1 Marketing and product strategies
3.6.2 Market entry strategies
3.6.3 Expansion and growth strategies
3.7 Challenges

4 Consumer Finance Market in Nigeria
4.1 Future Outlook of Consumer Finance in Nigeria
4.2 Nigerian Consumer Finance Market Dynamics
4.2.1 Macroeconomic fundamentals
4.2.2 Consumer attitude towards credit
4.2.3 Key performance indicators
4.2.4 Regulatory framework
4.3 Nigerian Consumer Finance Market Size and Growth Potential
4.3.1 Overview
4.3.2 Personal loans
4.3.3 Credit card loans
4.3.4 Auto loans
4.3.5 Housing loans
4.3.6 Education loans

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